Car accidents, truck accidents, and neck and back injuries are traumatic experiences, but the resulting medical expenses can also be downright shocking.
Suddenly you are faced with an avalanche of medical expenses for which you are unprepared.
The worst part is that the accident may not have even been your fault.
So, who should pay your medical bills?
If you need representation to help you pay for the cost of your medical debts, contact a personal injury lawyer today.
You Pay the Medical Bills, at Least at First
The person who wounded you after an accident is not obligated by law to continue covering your medical expenses. Most of the time, you are in charge of paying your medical costs as you accrue them, mainly through your health insurance company.
Each injured party in an automobile accident is liable for covering their medical costs. Only after being proven to be at blame for the collision would the at-fault driver be required to pay the victim. You may not have time to wait for this.
After an Accident, Seek Medical Treatment Immediately
In most states, your injuries should eventually be covered by the insurance company defending the driver who caused the collision. But initially, you might have to rely on your health insurance. Never put off seeking medical care because you are worried about how you will pay the fees.
After a collision, see a doctor immediately to have a thorough examination. You must seek medical care as soon as possible, as this guarantees that you can receive the most accurate diagnosis.
Additionally, it offers proof of your accident-related injuries in case you need to submit a claim in the future.
How Much Will the Insurance Company Cover?
The primary obligation of the health insurance provider is to make a cash settlement. The cost of medical care is among the most frequent expenses people have after being harmed in an accident. Some states permits victims of negligence to recover the costs of care from health care providers.
The amount spent by the claimant or on their behalf is the only amount of medical billing that can be reimbursed in a personal injury claim in most cases. The burden of showing that the medical costs were fair lies with the person making the personal injury claim, not the one who was at fault.
You Need a Personal Injury Attorney
Fleshing out your options with a lawyer is the right decision if you’ve been in a car accident. Before discussing with a lawyer, drivers shouldn’t accept a claim settlement offer.
Insurance firms are businesses that prioritize keeping costs as low as possible to safeguard their profits. Insurance firms have made it a habit of making low settlement offers or delaying and refusing claims to pressure a claimant to settle for less eventually.
Disgruntled, you may be tempted to accept a low offer. With an attorney on deck, insurance companies will take you more seriously.
Contact a Personal Injury Attorney
As you can see, the issue of who pays unpaid medical bills can get quite technical. It is best to engage the services of an experienced personal injury attorney well-versed in the concepts and experienced in negotiations with insurance companies to act on behalf.